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Connect for Health Colorado is a marketplace that opened in October 2013 to help individuals, families and small employers across Colorado purchase health insurance and apply for new federal financial assistance to reduce costs. In addition to the shopping website, Connect for Health Colorado offers a statewide customer support network of Customer Service Center Representatives, Health Coverage Guides and licensed agents/brokers to help Coloradans find the best health plan for their needs. Connect for Health Colorado is the only place where Coloradans can apply for advance premium tax credits and cost-sharing reductions to help pay for commercial insurance coverage. Connect for Health Colorado is a non-profit entity established by a state law, Senate Bill 11-200, that was passed in 2011. The organization, legally known as the Colorado Health Benefit Exchange, is governed by a Board of Directors with additional direction from a committee of state legislators, known as the Legislative Health Benefit Exchange Implementation Review Committee. One way Connect for Health Colorado is funded is through a Special Fee Assessment, which is a general assessment on all health insurance plans in Colorado. It was originally put into law by the Colorado Legislature in 2001 to support CoverColorado, a program that provided coverage to the high-risk pool of residents who could not get health insurance due to pre-existing conditions. In 2013, the Legislature passed a law that allocated the revenue to support Connect for Health Colorado. Connect for Health Colorado set the fee at $0 for 2014. The fee is set at $1.25/policy/month for 2015, less than half previous levels. The level for 2016 has not been determined. The mission of Connect for Health Colorado is to increase access, affordability, and choice for individuals and small employers purchasing health insurance in Colorado. Connect for Health Colorado is intended to reflect the unique needs of our state, seek Colorado-specific solutions, and explore the maximum number of options available to the state of Colorado in meeting the goals of access, affordability and choice.
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