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The Bank Policy Institute (BPI) is a nonpartisan public policy, research and advocacy group, representing the nation`s leading banks. Our members include universal banks, regional banks and the major foreign banks doing business in the United States. Collectively, they employ almost 2 million Americans, make 72% of all loans and nearly half of the nation`s small business loans and serve as an engine for financial innovation and economic growth. Our staff includes economists, researchers, financial analysts and attorneys, all focused on using data and analysis to shape sound policy. We distribute our research and analysis to U.S. and global regulators, members of Congress, academics and media through academic-quality research papers, blog posts, white papers, comment letters, and Congressional testimony. We also serve our members through our Business-Innovation-Technology-Security division (better known as BITS), which provides an executive level forum to discuss and promote current and emerging technology, foster innovation, reduce fraud and improve cybersecurity and risk management practices for the nation`s financial sector. We take as a given that the business of banking is the business of taking and managing risk. BPI aims to shape policy to allow the nation`s leading banks to best serve their customers and fulfill their vital economic role while holding sufficient capital and liquidity to ensure that the risks they take are borne by their shareholders and creditors, not the taxpayer.
David I Kelley is a Medina, OH-based company in the Financial Services sector.
Align Income Share Funding was started as Cumulus Funding in 2011, as the first source of Income Share Agreements (ISAs) to the general public in the United States. ISAs are a more flexible alternative to a personal loan. Instead of payments being based on a fixed interest rate over a set time frame, ISA payments are based on a small percentage of a consumers future income over a fixed period of time. Payments fluctuate with income, potentially all the way to zero if someone becomes unemployed. At Align, we understand that incomes are not always steady and that there is a need for a more flexible financial tool to account for this. Align customers use ISAs to pay for almost anything you can imagine - medical bills, consolidate more expensive debt, car repairs, or even a wedding. We are a team of dedicated professionals who pride ourselves in aligning our interests with our customers.
Danforth is the financial backbone to hundreds of life science companies, providing integrated and scalable consulting teams ranging from staff accountant through CFO. The company`s services span the full breadth of a finance organization`s needs, whether short or long term, including accounting and operational finance support, capital raising, financial planning and analysis, IPO preparation and post-public SEC compliance. Founded in 2011, Danforth has been a strategic and trusted thought partner to more than 400 life science companies, private and public, across all stages of the corporate life cycle. The company is headquartered in Waltham, Massachusetts with additional operations in the emerging life science clusters of metropolitan New York, Philadelphia, Pittsburgh, Colorado and Texas.
Founded in 1992 by CEO/President Marc Gardner, it is headquartered in Troy, Michigan.