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First branch of Banka Kombëtare Tregtare was established in Durrës on 29 November 1925, in the historical building where todays BKT Durrës Branch is situated. This building actually represents the oldest Albanian financial institution in the country. Banka Kombëtare Tregtare (BKT), with todays name, was established in January 1993, after the merging of the Albanian Commercial Bank (ACB) and the National Bank of Albania (NBA). The NBA on the other hand was established in 1992 as a result of a second sub-division of the State Bank of Albania. The NBA was set up to manage the domestic trading activity of the State-owned entities. The assets and liabilities from the activities of these two entities were transferred to BKT accounts since it was first established. Banka Kombëtare Tregtare was established as a Joint Stock Company in July 1997, with assets reaching ALL 2.7 billion. In February 2003, with the decision of the Shareholders General Meeting, the paid-up capital reached the amount of US$ 14, 64 million, turning BKT into the most capitalized bank in the whole Albanian banking system. The year 2006 started with a new vision for BKT. With the authorization of the Bank of Albania and pursuant to the specific court decision issued on June 9, 2006, it was approved the transfer of 60% plus 2 of the BKT shares possessed by Kent Bank in favour of Calik-Seker Konsorsiyum Yatirim A.S. On September 3, BKT opened its branch in Kosova and since that time, BKT Kosova has already opened 27 branches, ranking Banka Kombëtare Tregtare as the largest Albanian bank in the region. On June 30, 2009 Çalik Financial Services buys to IFC and EBRD shares being in this way the only BKT shareholder owning 100 % of the shares. On 30th April 2018 Banka Kombëtare Tregtare Kosova Branch, changes its status from Branch of a Foreign Bank to a subsidiary Bank. Now, its banking license has changed from Banka Kombëtare Tregtare Kosova Branch, to Banka Kombëtare Tregtare Kosovë J.S.C.
Ledgebrook is an InsurTech MGA on a mission to bring Specialty insurance into the modern era. Burdened with legacy technology and processes, the industry has not kept pace with the speed of innovation seen in other sectors. Positioned at the cutting edge of the next generation of InsurTech, Ledgebrook offers the best of both worlds: innovative world-class technology deployed by a leadership team armed with decades of insurance expertise. Our long-term vision is to become a diversified full stack Specialty re/insurer competing with legacy carriers in product lines & markets across the globe. To get there Ledgebrook will build our premium base by rolling out a new Specialty product every ~6 months until we prove enough traction to raise a balance sheet, become a full stack carrier and eventually compete in the reinsurance markets as well. Our initial product will be domestic primary and excess GL E&S policies sourced via wholesale brokers. At Ledgebrook everything we do is driven by our culture: Care, Strive, Thrive Together. To succeed in modernizing the industry, we must first succeed in changing the way we do business. Talent density is our north star—fewer, better people working together as one. To that end weve replaced all individual incentives with generous equity packages—we play as a team, we win as a team. Everyone benefits handsomely from Ledgebrooks success. Ledgebrook is a fully-remote US based company backed by top venture investors including Brand Foundry & American Family Ventures.
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As a locally owned community bank, GRB is dedicated to Growing Rochester. The money deposited with GRB stays here in the form of loans to help local businesses thrive. We help residents buy homes and establish roots in the community. We support local organizations that make Rochester a better place. At GRB, our mission is woven into the fabric of our community. Business Banking For business owners, working with a community bank means having the ability to deal with senior banking professionals who take the time to get to know your company, becoming trusted advisors and strategic partners in helping you sustain business success. A full range of lending and merchant services, coupled with highly personalized service and a unique focus on Rochester delivers a banking relationship that helps local businesses reach their goals. Home Loans and Personal Banking For individuals, choosing a community bank means accessing a wide range of financial products designed to help strengthen your personal financial position. Our full-service mortgage team, GRB Mortgage, provides flexible loan options and local decision making for fast approvals. GRB also has access to special lending and grant programs to help first-time buyers, veterans and more. For your personal finances, our retail banking team provides assistance with CDs, checking/savings accounts, loans and Health Savings Accounts – all designed to help you protect and grow your assets. The GRB Experience At GRB, you will enjoy a level of personalized service simply not found at other banks. We call this "The GRB Experience." We are empowered to think differently and build relationships that support your success. We provide a unique banking experience and add significant value to area businesses and individuals. Thats what it means to be a community bank. Thats what it means to bank at GRB. Member FDIC. Equal Housing Lender. NMLS #417491. GRB is an Equal Opportunity/Affirmative Action Employer. Minority/Female/Sexual Orientation/Gender Identity/Disability/Vet.