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Arthur J. Gallagher and Co. and its subsidiaries provide insurance brokerage and risk management services to various commercial, industrial, institutional, and governmental organizations. It operates in two segments, Brokerage and Risk Management. The Brokerage segment primarily consists of retail and wholesale brokerage operations. Its retail brokerage operations negotiate and place property/casualty, employer-provided health and welfare insurance, and retirement solutions primarily for middle-market commercial, industrial, public entity, religious, and not-for-profit entities. This segment`s wholesale brokerage operations assist company`s brokers, and other unaffiliated brokers and agents in the placement of specialized and hard to place insurance programs. It also acts as a brokerage wholesaler, and managing general agent or managing general underwriter distributing specialized insurance coverages for insurance carriers; and performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance. The Risk Management segment offers contract claim settlement and administration services for enterprises that choose to self-insure some or all of their property/casualty coverages, and for insurance companies that choose to outsource some or all of their property/casualty claims departments. This segment also offers integrated disability management programs, information services, risk control consulting (loss control) services, and appraisal services. The company provides its services through a network of insurance brokers and consultants. It operates primarily in the United States, Australia, Bermuda, New Zealand, Canada, and the United Kingdom. Arthur J. Gallagher and Co. was founded in 1927 and is headquartered in Itasca, Illinois.
State Farm is a mutual company – with policyholder members – not driven by the demands of investors. Currently ranked No. 41 on the Fortune 500 list of largest companies, State Farm insures more cars and homes than any other insurer and is a leading insurer of watercraft in the United States. The driving force of the Company is comprised of more than 72,000 employees and 18,000 agents. For the past 90+ years, State Farm agents have built and maintained lasting customer relationships. Its tradition of innovation and customer commitment help keep State Farm the industry leader.
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