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Palmetto Bancshares, Inc. operates as the bank holding company for The Palmetto Bank that provides retail and commercial banking, and wealth management services to consumers and businesses in the United States. The company’s deposit products include checking accounts and savings accounts, noninterest-bearing and interest-bearing transaction deposits; money market deposits; savings deposits; and time deposits. Its loan products comprise commercial real estate, single-family residential real estate, commercial and industrial, consumer, small business administration, corporate, mortgage, credit card, and automobile loans, as well as home equity loans and home equity lines of credit. In addition, the company offers cash management, trust, brokerage, private banking, financial planning, insurance, mobile and online banking, automated teller machines (ATM), and debit card services. As of June 30, 2014, the company provided its products and services through 25 branches. It also operates approximately 27 automatic teller machines and 6 limited service offices located in retirement centers in the Upstate. The company was founded in 1906 and is headquartered in Greenville, South Carolina.
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