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ORNL Federal Credit Union has been around since 1948—a financial cooperative, owned by our members and continuing to grow strong while serving thousands of your friends and neighbors by providing the tools and accounts to help them save more and spend less. And we`ve always worked to encourage our members to do just that. And now more than ever it`s time to get back to the basics. We`ll work with you to take a look at your overall financial picture and help find ways to decrease your debt, lower your payments, and help set up a structured plan for both short and long-term savings. Best of all, your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA, a U.S. Government Agency. Like FDIC insurance, no one has ever lost a penny of money insured by the NCUA. Today, members of ORNL FCU account for over one billion dollars in assets. Our community credit union provides financial services to businesses and anyone who lives, works, worships, or attends school in the 16 counties of Central East Tennessee: Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Knox, Loudon, Monroe, Morgan, Roane, Scott, Sevier, Union
BCU is a $2.8 billion full-service, not-for-profit institution providing financial well-being and banking services to over 200,000 members throughout the United States and Puerto Rico. BCU is noted for setting new standards in bringing together technology and member service in the fast-changing world of financial services. A purpose-driven organization, BCU delivers personalized experiences and supports financial confidence through the brand promise We`ve Got Your Back. Lifetime membership is offered exclusively to the employees and families of several prestigious companies around the U.S. and those living or working in Chicago-area communities.
Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
The FFAM 360 group of companies is a world-class organization that provides customer centric solutions that address all phases of the credit and revenue lifecycle. Through our vast network of affiliated companies, we deliver comprehensive solutions in the areas of business process outsourcing, accounts receivable management, healthcare revenue cycle management and receivables purchasing & specialty finance. Our Mission is to deliver revenue-cycle solutions to our clients that optimize their credit and revenue lifecycle through the deployment of world-class people, operations, and technology, rooted with integrity and compliance. Founded in 2002 by industry veterans with over 100 years of combined experience, our vision was to create a best-in-class organization that combined leading revenue cycle management with institutional capital; all focused on optimizing liquidity solutions for accounts receivables throughout the credit and revenue lifecycle. Since being founded, the FFAM 360 group of companies have become some of the most well-known and respected financial institutions in the revenue cycle management industry. Our teams include industry leaders from multiple disciplines with specializations ranging from credit origination to post charge-off servicing.
Since 2004, SparkBase has been the technology leader for the processing of private label gift and loyalty programs. Headquartered in Cleveland, OH, SparkBase processes millions of transactions annually for merchants in five countries.