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Enova is a web-based consumer lending company located in downtown Chicago. What began as a dynamic management team, with roots in Silicon Valley and Wall Street, has grown at a tremendous pace since its inception. Today, we are proud to have over 800 Enova team members serving millions of customers in the United States, United Kingdom, Australia, and Canada. At Enova, we believe everyone should have access to simple and trustworthy financial services, regardless of their credit history. That`s why we`re dedicated to providing convenient and licensed financial services that allow our customers to face their financial needs responsibly.
Visa is a global payments technology company that connects consumers, businesses, financial institutions and governments in more than 200 countries and territories to fast, secure and reliable digital currency. Underpinning digital currency is one of the world`s most advanced processing networks—VisaNet—that is capable of handling more than 10,000 transactions a second, with fraud protection for consumers and guaranteed payment for merchants. Visa is not a bank, and does not issue cards, extend credit or set rates and fees for consumers. Visa`s innovations, however, enable its financial institution customers to offer consumers more choices: pay now with debit, ahead of time with prepaid or later with credit products.
Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Heartland Payment Systems provides debit, prepaid, and credit card processing, online payments, check processing, payroll services and a growing line of industry solutions for small to mid-sized merchants. Founded by Robert O. Carr in 1997, Heartland Payment Systems is headquartered in Princeton, New Jersey. There are also offices nationally in Texas, Colorado, Tennessee, Oregon, Indiana, New York, Arizona, Kentucky, Pennsylvania and Ohio. Heartland Payment Systems processes transactions for more than 250,000 business locations in the United States.Heartland Payment Systems currently processes more than 11 million transactions a day and more than $120 billion in transactions a year. Heartland focuses its efforts on small to mid-sized businesses.
Our mission to positively impact people`s lives financially by moving billions of dollars to millions of people permeates every decision we make. We believe that combining humility, transparency, adaptability, and creativity allows us to remain agile while creating impactful experiences and solutions for our users, businesses, and community. We believe that staying genuine to our mission drives genuine action to positively impact people`s lives a little Dosh at a time. As the fastest growing app that finds cash for consumers and helps businesses acquire and retain customers, Dosh is revolutionizing the way the world does cash back. Dosh users get cash back for shopping and dining out at thousands of merchants nationwide. Using breakthrough technology to eliminate wasted advertising spend, Dosh puts that money back into the pockets of consumers and businesses. Doshers can then transfer the cash directly into a bank account, PayPal or donate to a charity.