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Optimal Payments plc provides online payment solutions to Internet merchants and consumers worldwide. It operates through two segments, NETELLER and NetBanx. The company provides services to businesses and individuals to allow the processing of direct debit, electronic cheque, and credit card payments. Its products and services include NETBANX payment processing service that allow merchants to accept payments from other businesses and consumers on their Websites, as well as through channels, such as mobile, IVR, MOTO, or virtual terminals; and NETELLER payment accounts that allows consumers to make payments over the Internet in various sectors, including entertainment, gaming, retail, financial services, travel, and digital content. The company also offers Net+ prepaid card stored value account that allows members to withdraw funds directly from their NETELLER accounts through ATMs or to pay for goods and services. In addition, Optimal Payments Plc is involved in the property leasing, employment and administration, and financing activities. The company was formerly known as NEOVIA Financial Plc and changed its name to Optimal Payments plc in March 2011. Optimal Payments plc was founded in 1996 and is headquartered in Douglas, the United Kingdom.