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Belvidere National Bank and Trust Company is a Belvidere, IL-based company in the Financial Services sector.
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it`s been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities.
Our company is made up of highly experienced Licensed Mortgage Loan Originators and several Certified Reverse Mortgage Professionals (CRMP), and we do 1 thing and 1 thing only, Reverse Mortgages. The founder and owner was interviewed and quoted in FORBES in 2015, and was appointed to the Ethics Committee of the National Reverse Mortgage Lenders Association (NRMLA). So we can clearly distinguish ourselves as some of the top people in the reverse mortgage industry, which can`t be said for many other companies, as there are only a little over 100 CRMPs in the entire country. Our collective experiences have brought us to the conclusion that our current set up as Reverse Mortgage Brokers, rather than direct lenders, is the best for ALL of our clients. Why do I say this? Lenders we have worked for have said things like “we don`t want every loan”, which is NOT our policy. What that means they are willing to deny the borrower the benefit of the Reverse Mortgage because it does not meet their elite criteria. Everyone who comes to us has a specific need and want, regardless of whether they are the perfect A+ borrower or not. So our job is to make sure all those needs are met in a fast, efficient, and low cost manner.