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Tokio Marine HCC (TMHCC) is a leading international Specialty Insurance group with offices in the United States, the United Kingdom, Spain and Ireland. The Company`s business philosophy is to maximize underwriting profit while managing risk in order to maximize net earnings and grow book value per share. TMHCC has achieved an outstanding record of growth and profitability since its founding in 1974 through creative but careful underwriting, opportunistic expansion of existing lines of business and targeted acquisitions. The Company`s operations consist of highly rated property and casualty and life insurance companies. HCC`s major domestic and international insurance companies have financial strength ratings of AA- (Very Strong) from Standard & Poor`s Corporation, A+ (Superior) from A.M. Best Company, Inc., and AA- (Very Strong) from Fitch Ratings.
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At Integrated Risk Solutions, our mission is to protect the security and profitability of leading professional and commercial clients helping them to achieve their business objectives. As an Insurance and Risk Management firm, we are a group of dedicated professionals that utilize our own unique process known as The Integrated Risk Model to reduce our clients long-term cost of risk.