CTOs on the Move

No one understands your needs like a local bank where decisions aren`t run up to the corporate office. Our employees are your neighbors and customers, living the same realities you do. Serving our community for 70 years, we offer the flexibility, warmth and customer service that only local decision-making can provide. With five branch offices in Lake Oconee, downtown Greensboro, Watkinsville, Atlanta, and Savannah, our commitment to excellence has never wavered.