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The Richmond Fed is one of 12 independent regional Reserve Banks that, along with the Board of Governors in Washington, D.C., serve as our nation`s central bank. Together, we`re working to help you be more confident in your financial decisions and in our nation`s economic and financial systems. We serve the public and communities in the Federal Reserve`s Fifth District, including the Carolinas, Maryland, Virginia, West Virginia and our nation`s capital. We`re headquartered in Richmond, Virginia, with offices in Baltimore, Maryland, and Charlotte, North Carolina. The Federal Reserve has an impact on your financial well-being and the broader economy by helping promote stable prices, employment and moderate interest rates. We also help ensure the safety and soundness of the financial system — from working with banks to make sure they`re financially healthy, to providing a secure and efficient way to get your payments get from point A to point B. We provide teachers with tools to educate their students about the economy. And we connect with community and business leaders and organizations to better understand local economic conditions, as well as help understand and address economic issues facing low income communities.
Town Square Mortgage is a direct mortgage lender based in Dallas, Texas, founded in 2009. The company has established itself as a preferred lender for homebuyers, real estate professionals, and builders. In 2023, Town Square Mortgage joined American Portfolio Mortgage to enhance its services and expand its reach. It is licensed in 46 states and operates branches nationwide, including in Las Vegas, Nevada. As an all-inclusive direct lender, Town Square Mortgage manages the entire loan process internally, which allows for efficient closing times and competitive rates. The company offers a variety of loan programs tailored to meet the needs of different borrowers, including pre-qualification and pre-approval services, a digital application process, and live loan status tracking. Town Square Mortgage guarantees 21-day closings on all loans, ensuring a smooth experience for its customers. The company has received several industry recognitions, including being ranked among the Top 100 Places to Work in Dallas-Fort Worth and making the Inc. 5000 list for seven consecutive years.
Umpqua is a Vancouver, WA-based company in the Financial Services sector.
Newport Federal Bank is a Newport, TN-based company in the Financial Services sector.