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The Summit Federal Credit Union is a not-for-profit, member-owned financial cooperative based in Rochester, New York. Founded in 1941 as Rochester Telephone Federal Credit Union, it adopted its current name in 1983. The credit union operates solely for its members, which allows it to provide benefits like low fees, competitive loan rates, and higher dividends on savings. The Summit offers a wide range of financial services, including savings and checking accounts, loans, mortgages, and credit cards. It provides competitive loan products such as personal, auto, and home equity loans. With branches across New York, including locations in Buffalo, Syracuse, and Rochester, The Summit serves a diverse membership base, reflecting its commitment to inclusivity. The credit union emphasizes member service and safety, ensuring a respectful environment for all. Governed by a board of directors, The Summit focuses on aligning its practices with the best interests of its members.
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We were founded over 70 years ago as the City of Bellingham Employees Credit Union. Back then loans were made out of a single cash can kept in a desk at the Bellingham Firehouse.