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Established in 1935, 121 Financial offers a full range of financial services for life. We pride ourselves on the high level of personal service that our members enjoy. We know you by much more than an account number. That is why we greet you by name, listen intently to your needs, and work as a team to find the best solution. We have your best interest at heart every time we serve you.
Founded in 2000, FreedomPay is a technology and innovation company with a long history as an industry leader and in driving market success for its clients. The FreedomPay Commerce Platform is a multi-patented solution portfolio designed to enable enterprises to deliver a high-performance, secure user experience driven from the Cloud to any device, anytime, anywhere. The platform seamlessly bridges the gap across in-store, web and mobile by multiplexing point of sale systems, payment processors, incentive engines and other disparate systems to a cutting edge transaction superhighway. Quick to incorporate the benefits of Cloud computing, FreedomPay is a Platform-as-a-Service (PaaS) provider enabling value-added services for our global partners. Our unique capabilities harness the power of exceedingly detailed data captured by our patented payment, incentive and loyalty offerings. Essential capabilities that are quickly being adopted across many industries including: retail, gaming, lodging, stadiums, education, healthcare and financial services. And further to our mission to be an industry leader, FreedomPay is the only company in North America with a fully validated P2PE solution with EMV, DCC and NFC support. With full PCI Security Council Validation, our customers are assured they have the most secure solution offered anywhere in the world today. FreedomPay`s innovations have led to the granting of three patents, furthering the confirmation of the offerings` uniqueness and reinforcing customer confidence in the FreedomPay brand as a technology innovation company. The patents cover transaction networking, real-time discounting and incentive application bolstering the company`s position as a forward-thinking leader in a burgeoning global marketplace. The Company is privately held. Shareholders include employees and leading venture capital investors: Blue Run Ventures, Palo Alto and Core Capital Partners, Washington D.C.
Since 2004, SparkBase has been the technology leader for the processing of private label gift and loyalty programs. Headquartered in Cleveland, OH, SparkBase processes millions of transactions annually for merchants in five countries.
Hiway was founded in 1931 to serve employees of the Minnesota Department of Transportation. We’ve since expanded our charter and now extend an invitation for membership to individuals and select employee groups. Today, from our offices in St. Paul, MN, Hiway serves over 60,000 members worldwide and totals over $912 million in assets. Our members conduct their financial business with us in person and via telephone, as well as through our secure Internet branch. Our mission is to deliver member-driven service that is unparalleled by any other financial institution. By exceeding our members’ expectations, we consistently demonstrate to our current and potential members that Hiway Federal Credit Union is the best choice for all their financial business.
Baton Systems is the fastest, on-demand, highly secure clearing and settlement platform – bringing a new level of efficiency to the payments infrastructure across the capital markets. Batons shared, permissioned ledger serves as a real-time clearing and settlement gateway, enabling instant reconciliation down to the sub-account level. Accelerate payments and enjoy full control over the flow of capital. Baton Systems was founded as Ubixi in 2016 by industry veterans in technology, payments and capital markets, and is backed by venture capital. Baton works with numerous market participants – including major global banks, custodian banks and exchanges – to meet todays demands for cost savings, regulatory requirements and better capital management.