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Established in 1922, SMCU is celebrating over ninety years of service excellence and financially sound operations. If you are currently a member, then this page will increase your awareness of our many services and programs. We offer a great variety of excellent services and products and cordially invite you to use them. Our knowledgeable loan representatives and well-trained staff will be pleased to assist you with all of your financial planning needs. Your expression of confidence is appreciated. You may be assured that every effort shall be made to provide you with courteous, efficient service and the best financial products available.
The FFAM 360 group of companies is a world-class organization that provides customer centric solutions that address all phases of the credit and revenue lifecycle. Through our vast network of affiliated companies, we deliver comprehensive solutions in the areas of business process outsourcing, accounts receivable management, healthcare revenue cycle management and receivables purchasing & specialty finance. Our Mission is to deliver revenue-cycle solutions to our clients that optimize their credit and revenue lifecycle through the deployment of world-class people, operations, and technology, rooted with integrity and compliance. Founded in 2002 by industry veterans with over 100 years of combined experience, our vision was to create a best-in-class organization that combined leading revenue cycle management with institutional capital; all focused on optimizing liquidity solutions for accounts receivables throughout the credit and revenue lifecycle. Since being founded, the FFAM 360 group of companies have become some of the most well-known and respected financial institutions in the revenue cycle management industry. Our teams include industry leaders from multiple disciplines with specializations ranging from credit origination to post charge-off servicing.
Public Service Credit Union (PSCU) is a not-for-profit, state-chartered, member-owned financial cooperative. PSCU members are credit union owners, empowered with the ability to elect the volunteer Board of Directors, and to determine how their credit union is operated. Credit union earnings are returned to members in the form of higher savings rates and lower loan rates. It is our mission to always provide superior products and services in the most friendly and efficient manner possible, with the specific intention of improving the financial well-being of each and every member. PSCU has been safe, secure, and insured since 1938, and today has over $1 billion in assets and more than 137,000 members. A full-service financial institution, PSCU offers an array of financial products and services including savings and checking accounts, loans, mortgages, Internet ebanking, instant loan approval, online bill payment, and more. PSCU members can access their accounts and conduct transactions at its 28 branches, as well as at over 175 CO-OP Shared Branches in Colorado. Also, through its partnership with the CO-OP ATM network, members have surcharge-free access to 30,000 ATMs throughout the country. Federally insured by NCUA. Message & data rates may apply. Equal Housing Lender.
Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
TransFirst, one of the largest providers of secure payment processing in the U.S., offers merchant services and products that can help businesses of all sizes and industries grow and prosper. We offer tailor-made solutions to merchants and service providers, financial institutions, independent sales professionals and referral/reseller partners. With more than 20 years of experience and an A+ rating from the Better Business Bureau, we make it our mission to help all of our business partners grow and succeed.