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Ethos

Ethos is a life insurance company founded in 2016 by Peter Colis and Lingke Wang. The company focuses on making life insurance more affordable and accessible by using technology to simplify the application process. Ethos operates as a licensed insurance agency, partnering with third-party carriers like Legal & General America, TruStage, and Ameritas. Ethos offers an online application process that provides instant quotes, allowing customers to apply for life insurance quickly. The company utilizes a proprietary underwriting engine to assess health and eligibility, ensuring suitable coverage options. Ethos also supports a network of independent insurance agents, facilitating both direct-to-consumer and agent-assisted sales. The primary product offered is term life insurance, tailored to meet individual needs. With significant funding from investors such as Sequoia, Accel, Google Ventures, Goldman Sachs, and Softbank, Ethos has established itself as a major player in the U.S. life insurance market, aiming to protect millions of families.

Two Rivers Law Group

Two Rivers is a 12 attorney law firm concentrating in the area of workers compensation litigation, primarily for employers and insurance companies, appellate practice and subrogation claims. We have offices strategicaly located Richmond, Virginia, the state capital and in Christiansburg in the New River Valley of Western Virginia. From these two locations, we practice across the Commonwealth. Two Rivers also practices in the District of Columbia and West Virginia.

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® 2023 FSNB, N.A. Member FDIC. Equal Housing Lender. Equal Opportunity Employer.