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LTCG is a leading provider of business process outsourcing for the insurance industry. The nations largest insurers rely on our unparalleled expertise to help manage their complex long-term care portfolios and maximize financial performance. We also provide clients with advanced risk management insight built upon our unique and proprietary long-term care underwriting and claims databases. LTCG has more than 1.4 million long-term care policies currently under its management, representing nearly 20% of all active policies. We serve over 50 national carriers, including every one of the top 10 insurers in the long-term care market. Our experienced management team, which has worked together for years, includes some of the most recognized and respected leaders in the long-term care industry. And our information systems have been developed specifically to support the intricacies of this unique market. To learn more, visit www.ltcg.com
The Future Needs a Heritage Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in San Jose. For over 30 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals. The Bank combines the classic values of relationship-based, customer-focused community banking, with a forward-looking, strategic approach. Our solution-driven team of experienced, dedicated and innovative bankers, partner with you to find a custom solution that fits your business needs. Our large spectrum of credit and loan products spans from factoring to open lines of credits, cash management solutions to support and leverage your business cash flow, as well as a dedicated HOA Specialty Banking department servicing the HOA community with the latest in banking technology. Bank Focused on People Working with People With over 800 Non-profit organizations spanning a wide variety of industries, we know the intricacy of banking for non-profits. At HBC, we take a strong consultative approach empowering you to make meaningful business decisions that will allow you to have a strong impact in your community. As a conservative three plus billion dollar, publicly traded, 5-Star Bauer Financial rated, FDIC insured bank we check all the traditional boxes for a financial institution. But community banking is much more. HBC is involved on a deeper level with industry, business and community leaders, and is able to leverage this network successfully for our clients business goals. As part of our mission to give back, our relationship managers are required to be active in their community. They serve on boards, are deeply involved with their local business organizations and chambers, and are taking active roles in shaping their business areas. Member FDIC | Equal Housing Lender | NMLS ID# 486849
We get it. You are running a business and dont have time or money to waste. You need practical outside counsel that helps you get the right result without undue disruption or expense. We know that you need to realistically assess the risks in any given situation, decide on an approach that suits your business objectives, and execute successfully. Usually fast. Frequently yesterday. Our team brings a uniquely business-savvy perspective and valuable insight borne of substantial in-house experience as well as a level of client service honed by years of building highly successful client relationships as outside counsel. Put simply, we treat our clients like we dreamed of being treated when we were in-house. We deliver. Members of our team have led the charge on corporate and employment law aspects of some of the biggest mergers of their time and seen to successful integration once the deals were done. Weve served as outside counsel handling all varieties of corporate matters and managed major dockets of litigation, helped clients dramatically reduce such claims before they are filed, handled administrative charges nationwide, dealt with boards and senior leadership in "bet the company" scenarios and been joined at the hip with in-house counsel, human resources professionals, and managers in the front lines. Weve been the go-to resources on mission-critical and day-to-day issues as well as everything in between. We can help you anticipate the next big issue, identify opportunities, avoid unintended consequences, exceed expectations, and maintain the trust and confidence of your internal clients – something we know you worked hard to build. Lets talk. We would love to hear what you have going on and what you see as trends, primary challenges and next issues. We always want to learn more about your business. We want to help you in your mission to add value. And when you are ready, lets talk about how we can help your team.