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At Flow, AI isnt just a feature—its the core of everything we do. We are transforming the wholesale insurance industry by building a futuristic insurance brokerage where AI powers every aspect of the experience. With advanced AI features already live in production and actively used by our brokers, we are pioneering Wholesale 3.0, equipping brokers with cutting-edge tools to provide unparalleled service. We are creating an ecosystem of AI agents designed to streamline processes and enhance decision-making in the insurance landscape. The industry relies heavily on text—emails, files, and documents—making Generative AI a perfect fit for solving its challenges. Flow leverages AI to deliver meaningful insights, deep analysis, and white-glove support for every transaction, no matter the deal size. By combining human expertise with Platformless AI, we are bringing back the art of wholesale insurance while eliminating the need for outdated portals. In the past seven months, weve grown 250% month-over-month(!) and are forecasting even more massive growth. Were a Series A startup with over $20M raised from top investors like Lightspeed, MunichRe Ventures, and industry angels.
Universal Sompo is a Joint venture of Indian Bank, Indian Overseas Bank, Karnataka Bank, Dabur Investments, and Sompo Japan Insurance Inc. The companys paid-up capital is Rs 368 Cr; Shareholders Net worth is over Rs. 1269 Cr ; Gross Written Premium Rs. 4169 Cr ; Assets Under Management (AUM) Rs. 4386 Cr; Solvency at 1.73 times. The company is headquartered in Mumbai and has 151 offices countrywide with representation through its digitally enabled employees. It has a strong distribution network of Agents, Point of salespersons, Bank Branches, Automobile Dealers, Brokers, Common Service Centres, and Digital Platforms. The company offers 234 IRDAI-approved products and 1494 Add-on covers, ranging from Motor, Accident & Health, Home for Individuals, Shopkeepers Package, Crop and other non-life packages for SMEs, Fire, Marine, Engineering, Employees Benefit, Project Insurance, Liability, and other special products for Corporates. Microinsurance covers the Rural segment. The company maintains its Claims settlement ratio at 98.87% and has robust technology architecture to serve its customers nationwide.
Robert Reynolds, a high-stakes corporate lawyer with law firms such as Alston & Bird and Seyfarth Shaw, and award-winning innovator in the legal space, founded Tangible Global in 2014 with the mission to bring the practice of law into modern times delivering "Law at the speed of business." Joining Robert as Partner, Denise Barnes brings over 20 years of experience as a seasoned entrepreneur in B2B service delivery. Her marketing firm was the first to offer marketing automation, managed services, and digital applications to clients such as Microsoft, Oracle, and Google. With its recent acquisition of AUTTO, a leading no-code technology and applications provider, Tangible further strengthened its technology and software development leadership by adding Ian Gosling as CPO and Krisztian Kerek as CTO. Nike, one of Tangibles early adopters, embraced and understood that Tangible represented a better alternative to the traditional law firm providing great value especially for portfolios of recurring transactions. Nike has continued to partner with Tangible over the last 10 years. AUTTO has been embraced by the global law firms of Eversheds Sutherland and Dentons as well as Petronas. By combining no-code workflow automation capabilities with extensive legal expertise across many industries, Tangible continues to evolve its broad portfolio of digital applications that support various aspects of commercial transactions and legal operations. AUTTOs technology has enabled Tangible to develop digital services to replace "time with tech." By combining AUTTOs workflow automation capabilities with extensive legal expertise across many industries, the firm has developed a broad portfolio of digital services to support various aspects of commercial transactions and legal operations, including an AI risk management service. Headquartered in Portland, OR, Tangibles team members are distributed across the US, with a notable presence in New York, London, Boston, and Chicago.
In 1995, after 35 years in the wholesale building material distribution business, Jerry Merrill founded All American Building Products. His primary goal was to service professional contractors with vinyl siding and windows. Jerrys vision was to be the preferred vendor by providing his customers with superior products, service and wisdom. Mr. Merrill considered it a high compliment when his customers referred to him as "their distributor." In 2000, with the assistance of Kirk Van Vleet, Jerry expanded by opening an office in Tulsa. This opening gave All American full coverage of Oklahoma. Mr. Van Vleet then opened a third location in Fort Smith, Arkansas, in the fall of 2007. Today, it is still our desire to continue with Jerrys vision and to be "Your Distributor." "It is our mission to be your preferred vendor by providing our customers with superior products, service, and wisdom. It is our highest compliment to be called your distributor."