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Tokio Marine HCC (TMHCC) is a leading international Specialty Insurance group with offices in the United States, the United Kingdom, Spain and Ireland. The Company`s business philosophy is to maximize underwriting profit while managing risk in order to maximize net earnings and grow book value per share. TMHCC has achieved an outstanding record of growth and profitability since its founding in 1974 through creative but careful underwriting, opportunistic expansion of existing lines of business and targeted acquisitions. The Company`s operations consist of highly rated property and casualty and life insurance companies. HCC`s major domestic and international insurance companies have financial strength ratings of AA- (Very Strong) from Standard & Poor`s Corporation, A+ (Superior) from A.M. Best Company, Inc., and AA- (Very Strong) from Fitch Ratings.
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Matrix Absence Management and sister company Reliance Standard Life Insurance Company are members of the Tokio Marine Group. Tokio Marine Holdings, Inc., the ultimate holding company of the Tokio Marine Group, operates in the property and casualty insurance, reinsurance and life insurance sectors globally. The Group`s main operating subsidiary, Tokio Marine & Nichido Fire (TMNF), was founded in 1879 and is the oldest and leading property and casualty insurer in Japan.